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Help with debt

Is your debt decreasing each month or are you finding it increasing? If it is increasing, or you are struggling to make payments then it might be worth seeking help. Being open and where necessary, seeking help about your debt is the best start. Ignoring it will only make it worse.

Debt advice can be sought from any of the following organisations

  • StepChange - Here, you can access free expert debt advice through their online debt help too. You can also ring Step Change for help completing the questions.
  • Citizens Advice - Here, you can access specific advice on a range of topics such as managing a mortgage, pensions and borrowing money.
  • Money Advice Service - Here, you can get free confidential advice in a variety of ways. Visit their page to speak to an adviser via webchat or whatsapp.

Debt and Mental Health

Being in debt can be stressful and impact your mental health.  Moneysavingsexpert.com have produced this useful guide about mental health and debt and they also run an online forum where you can talk to other people in debt and get advice and support.

Homes and Money Hub

The Homes and Money Hub is able to help residents with:

  • debt and budgeting advice
  • welfare benefit queries
  • maximising income
  • complex finance enquiries
  • young people not in education, employment or training aged (16-18) who need help with their financial situation

Where these issues affect your ability to pay your rent or maintain your home, we will also provide advice and information on what to do next.

Contact us

Please do not attend the Homes and Money Hub without an appointment. Due to current circumstances, you will not be seen face to face.

You can still get in touch on homesandmoneyhub@lbbd.gov.uk, 020 8724 2115 or 020 8227 2927. We will try our best to get back to you as soon as possible.