The council will only be responsible for losses to your property where you can prove that we have been legally liable for the damage or loss. Even where it is established that the council has been negligent or otherwise legally responsible for damage to your property, the measure of our legal liability will normally be limited to the value of your property after wear and tear has been considered. 

Should it be your intention to pursue a claim, please email insurance@lbbd.gov.uk with brief details of your claim and to request a claim form.