Advantages of the right to invest scheme:

  • it's an affordable way to get on the property ladder, as you do not have to get a mortgage for the whole cost of your home
  • you can use your right to buy discount to help reduce the price of your home
  • your monthly mortgage and rent can work out much cheaper than buying outright, and sometimes not much more than renting alone
  • you can buy more shares if you want to, when you can afford them - you only buy what you can afford so you don’t overstretch yourself financially
  • you can pass your home onto your children, or anyone else that you choose